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Transparency in Coverage Rule Pertaining to Payer Transparency Machine-Readable Files (MRFs)

On July 1, 2022, the Machine-Readable File (MRF) requirements of the federal government’s Transparency in Coverage Rule will take effect. This rule requires that health insurers and providers of group health plans, such as H&K Group, Inc. (H&K), make publicly available MRFs for:


  • Negotiated rates for all covered items and services between the plan and in-network providers.
  • Historical payments to, and billed charges from, out-of-network providers for covered items and services.
  • Pharmacy files (this requirement has been delayed pending additional guidance).
Beginning July 1, 2022, you can access H&K’s MRFs from this page through the below link. Please feel free to bookmark this page for future reference.

 To view H&K Group, Inc’s unique MRFs, CLICK HERE.